Your AI accountant from start-up to scale-up. No mistakes, no spreadsheets, no outside team to manage. Your time goes to the business, not the back office.
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Our agents work together to give you accurate and real-time financial reporting you can always count on.
Learn more: HOW IT WORKS
T:ZERO builds a living Business Profile of your business – industry, business model, location — so your books are run your way from day one. It learns and grows as your business scales.
Seamlessly integrate your bank, payroll, credit cards, billing, and payments in minutes. Everything flows in automatically — no exports, no cleanup.
Put your AI agents to work. They categorize, reconcile, close, and report — accurately and on their own.
Open a live, closed set of books anytime. Real-time revenue, burn, and runway — no waiting for month-end.

Cash flow is up 9% this week after the $12k Stripe transfer. Your burn rate is at $7.9k/mo, but there's a $150 jump in Vercel costs. At this rate, you have a 15-month runway.
: Products
THE ACCOUNTANT
Your AI Accountant keeps your books accurate every day. It learns how your business operates, categorizing and reconciling transactions to ensure your financials are always right.
The Scout
The Scout builds a living profile of your business. As your business evolves, we grow with you.. New metrics, new accounts, new agents come online when you need them. You never outgrow T:ZERO.
THE CFO
Turns financial activity into clear, actionable insights. Continuously monitoring performance in real time to help you understand what's happening across your business.
: who it's for
Whether you're a solo founder watching runway or a small team that just wants the books to disappear, T:ZERO starts simple and grows as you do — from start-up to scale-up.

Startup Founder

Small Business Owner

Finance Team
JAN 2026 REVENUE
$281K

JAN 2026 BURN RATE
$9.5K
The teams that win don't guess. They know their numbers cold. T:ZERO gives every founder a real-time read on revenue, burn, and runway, so you make the next call with the score in front of you, not a month behind.
Why T:0?: Customers
However you're playing it — sprint or marathon — we take care of the books so you can focus on what actually moves the business. See how teams put T:ZERO to work.



Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With T:0, it’s all handled in one place.
STACEY SHORE, Co-Founder, CODER
Let T:ZERO run your numbers so you can run your business. Join the waitlist and be first in when we open the doors.